Service Area:
Iowa & Illinois
 
Hours:
Monday–Friday,
8:30 a.m.–5:00 p.m. 
 
Memberships:

Trusted Choice

Independent Insurance  
Independent Insurance
Agents of Iowa

Chamber of Commerce

Iowa Cattlemen's Association

Awards:

Pekin Insurance,
Underwriter of Merit

1999 2005 2006
2007 2008 2009
 
Pekin Insurance,
Full Circle Agency Award
2005 2006 2007
 2009
Pekin Life Insurance
Gold & Inner Circle 2004
Silver 2005, 2006, 2007, 2009, 2010 & 2011

Personal Insurance 

 

 

Auto Insurance

 

Bodily Injury Liability

This coverage applies to injuries that you cause to someone else while driving your vehicle.  You and your relative residents of your household are also covered when driving someone else’s vehicle with their permission. This includes medical and rehabilitation expenses, and noneconomic damages such as pain and suffering.
 

Property Damage Liability

This covers any damages that you or someone driving your vehicle with your permission inflicts on someone else’s property, such as their vehicle, fence or building.  This also includes any contents that another vehicle may be carrying.
 

Medical Payments

This coverage pays for your medical treatment – as well as that of other passengers in your vehicle – administered as a result of an accident.  It pays all medical, surgical, hospital, nursing or funeral expenses up to the limit selected for you and your relative residents of your household while riding in any vehicle or as a pedestrian.
 

Uninsured Motorist

This coverage protects you, your relative residents of your household or someone driving your vehicle with your permission in the event that one of you is hit by a driver with NO insurance.
 

Underinsured Motorist

This coverage protects you, your relative residents of your household or someone driving your vehicle with your permission in the event that one of you is hit by a driver with INADEQUATE insurance.
 

Comprehensive

This covers your financial loss due to theft or non-collision physical damage to your vehicle, such as fire, windstorm or vandalism.
 

Collision

This covers losses to your vehicle when you are involved in a collision with another vehicle or object, or as a result of flipping over.  It also covers damage caused by potholes.
 

Towing and Emergency Roadside Assistance

Pays up to limit selected for road service and labor performed at the place of disablement.
 

Rental Reimbursement

This covers your temporary transportation expense up to the limit selected when your vehicle is laid up.

 

Homeowners Insurance

Homeowners' Insurance also commonly called hazard insurance protects you from "Casualty" (losses or damage to your home or personal property) and from "Liability" (damages to other people or property).  The following are the different types of homeowners' insurance:

  • Primary Home
  • Seasonal or Secondary Home
  • Rental Property
  • Condominium

Personal Umbrella

The personal umbrella policy is the most affordable “piece of mind” you can buy.  Anyone can be sued, regardless of income level, for just about any reason.  Personal liability lawsuits can result in judgments amounting in six and seven figures.  If you do not have an umbrella policy you could be risking everything – your vehicle, your home, your lifestyle and possibly even your future income.

The personal umbrella provides non-business coverage as an excess coverage over the required underlying liability limits of your automobile and personal liability insurance.  It also provides coverage for slander, libel and invasion of privacy.